How To Stop Foreclosure In NC
Have you missed over 60 days of mortgage payments? Is the bank threatening to foreclose? Are you tired of your creditors’ harassing phone calls, but you don’t know what to do? Phoenix Horizon Homes has solutions that can possibly help save your credit, avoid foreclosure entirely, or help you sell your house and maybe even walk away with cash at close.
We are North Carolina’s trusted and reliable direct cash home buyer. In addition to helping homeowners navigate the pre-foreclosure process, we make fair cash offers for houses in any condition, and we can close on a timeline that is as fast or as slow as you need. Even if your bank is calling you every day, threatening to sell your house at auction, we can help. Read our guide on how to stop foreclosure in North Carolina, talk with us to get experienced guidance on navigating the foreclosure process, or let us make you a fair cash offer for your property today.

Talk with real people who have helped others avoid foreclosure.
We can help avoid foreclosure and the hassles of listing your house with our North Carolina Cash Offer Program. Ultimately, we are here to help you find solutions and are happy to talk you through the pre-foreclosure process and what you need to do next.

Behind on your mortgage? We’ll deal with the bank.
We understand that selling your home—especially when facing financial difficulties or foreclosure—can feel overwhelming. That’s why at Phoenix Horizon Homes, we make the process as smooth and stress-free as possible.
As experienced homebuyers, we have the knowledge and resources to work directly with your lender to help delay or prevent foreclosure, giving you the breathing room you need to make the best decision for your future. Once we purchase your home, you won’t have to worry about ongoing negotiations, lender demands, or the stress of unresolved debt—we take care of everything.
Whether you’re behind on payments, facing auction, or struggling with an unmanageable mortgage, we offer a fair, all-cash solution that allows you to move forward without the burden of your home weighing you down. Our process is fast, straightforward, and designed with your needs in mind—no fees, no repairs, and no waiting.

Get a fair cash offer, close and get your life back.
If you’re facing foreclosure in North Carolina, you don’t have to go through it alone. At Phoenix Horizon Homes, we specialize in helping homeowners navigate tough financial situations with our North Carolina Cash Offer Program—a fast, hassle-free alternative to listing your home on the market.
We understand that foreclosure is stressful, and you may feel like you’re running out of options. That’s why we take a solutions-first approach, working with you to explore the best possible outcome for your situation. Whether that means buying your home for cash, helping you work with your lender, or discussing other pre-foreclosure options, we are here to offer guidance and real solutions—not pressure.
How We Help:
✅ Fast Cash Offer – Sell your home as-is with no repairs, showings, or waiting.
✅ Foreclosure Prevention Assistance – We can help you understand your options and, in some cases, work with your lender to delay or stop foreclosure proceedings.
✅ No Fees, No Commissions – Keep 100% of your cash offer—we cover closing costs.
✅ A Stress-Free Process – We handle all the details, allowing you to focus on moving forward.
If foreclosure is looming, taking action sooner rather than later gives you more control and better options. We’re happy to talk you through the pre-foreclosure process, explain your next steps, and help you make the best decision for your future.
We can guide you through every step of our straightforward selling process.
Need To Stop Foreclosure Now?
If you’re in pre-foreclosure and want to learn how to stop foreclosure asap, the best thing you can do right now is to educate yourself on your options. We’ve created free online guides to help homeowners just like you find out your options on getting out of the sticky situation you’re in right now.
Remember, you aren’t the first person to go through a foreclosure…and won’t be the last. So don’t feel ashamed. It happens.
For some people, selling your home is the best and quickest option (we’ll make a fair all-cash offer on your house today, just let us know about your situation here). Beyond a cash offer, we’ve been able to help STOP FORECLOSURE completely through education and helping homeowners understand the resources available to them. These resources are readily available to you! Click here to get your free foreclosure guide.
If you are a NC homeowner and are trying to find a way to avoid foreclosure and save your credit, Phoenix Horizon Homes has a solution. We have provided solutions to countless others facing foreclosure and would love to talk through your options with you. Best of all, when we buy your house directly from you, we buy it as-is. You walk away without having to do a single repair or upgrade. It’s that easy and convenient. NC area homeowners that are already struggling with a high interest rate and months of missed mortgage payments can’t afford the time and cost of selling their home through a traditional real estate agent. That’s where our easy selling process can help.